The Personal Economic Model® is more than just a picture. It is an interactive resource that will bring financial concepts to life, and solidify an understanding of complex financial mechanisms with simple illustrations. It visually defines the magnitude and impact of financial decisions on the future, and evaluates the efficiency with which financial resources are utilized. There are only two ways to improve your present financial position. One is to find better products than those you have now that may potentially pay higher rates of return, but often require more risk. The second is to be more efficient by avoiding unnecessary losses. There is more to be had by avoiding the losses, than in trying to pick the winners!