Personal Finance Illustrated®
Unique Course Focus

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  • See how your money works

  • Understand your finances

  • Control your future

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Personal Finance Illustrated® Course Curriculum

15 Core Units
64 Individual Lessons
3 Biblically Based Units (optional)
30 Interactive Calculators & Storyboards

Complete with pre-mapped lesson plans, reading assignments, video instruction, tutorials, PowerPoints, examples, exercises, assignments, discussions, quizzes, question bank, even notes and video coaching for instructors. Everything is engineered so that anyone, from any background, can successfully deliver the course material straight out of the box. There is no need for you to have to become a financial authority, before you are genuinely able to significantly impact the financial lives of your students.

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Personal Finance Illustrated® Course Outline

  • Unit 1:

    • Personal Economic Model® Introduction

      • Income Tube - Career Choice

      • Résumé

  • Unit 2:

    • Time Value of Money

      • Present Value

      • Contributions/Withdrawals

      • Number of Periods

      • Interest Rate

      • Future Value

      • Combination Calculations

  • Unit 3:

    • Lifetime Capital Potential

      • Human Life Economic Value

      • Wealth and Income Potential

      • How Much is Your Time Worth an Hour (Part 1)

  • Unit 4:

    • Opportunity Cost

  • Unit 5:

    • The Tax Filter

      • The Federal Progressive Tax System

      • The History of Taxes

      • Federal Tax Thresholds

      • The Debt Clock

      • How Much is Your Time Worth an Hour (Part 2)

  • Unit 6:

    • Lifestyle Regulator

      • Increase Rate of Return

      • Work Longer

      • Spend Less

      • Save More

      • Finding Balance

      • Lifestyle Ceiling

      • Future Lifestyle Tube

  • Unit 7:

    • Temperament & Finances

      • When “You” Becomes “We”

  • Unit 8:

    • The Importance of Protection

  • Unit 9:

    • Debt - What It Is, What It Is Not

      • The Zero Line

  • Unit 10:

    • Pay Cash or Finance?

      • Think Before You Buy

      • Buying a Car

  • Unit 11:

    • The Investment Tank

      • Average vs. Actual

      • Variable Annuities

      • Stocks and Mutual Funds

      • Precious Metals

      • Investment Real Estate

      • Exchange Traded Funds

  • Unit 12:

    • The Savings Tank

      • Savings Accounts

      • Money Market Accounts

      • Fixed Annuities

      • Certificates of Deposit

      • Cash

      • Cash Value Life Insurance

      • Diverter Valve

  • Unit 13:

    • Access to Capital

      • Private Reserve Strategy

  • Unit 14:

    • Qualified Plans

      • Qualified Plans - Types and Rules

  • Unit 15:

    • Mortgages, The Right Choice

      • Mortgage - Down Payment

      • Mortgage - How Long To Finance

      • Mortgage - Extra Payments

  • Unit 16 (optional):

    • Why Go To Work?

  • Unit 17 (optional):

    • Principles of Work

  • Unit 18 (optional):

    • The Danger of Riches

  • Conclusion:

    • PEM LIFE Principles

      • Time and Money

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Personal Finance Illustrated® Interactive Resource Library

30 Easy-To-Use Calculators & Storyboards
Endorsed by the Financial Advisory Community
Video Training & Tutorials Included

Personal Economic Model
Average vs Actual
Budget Builder
Circle of Knowledge
Compounding vs Speculation
Economic Value Added
Federal Tax Liability
Finance 101
Finance Calculator
History of Taxes
Human Life Economic Value
Lifestyle Regulator (Your Financial GPS)
Major Capital Purchases 101
Mortgage - Amortization Schedule
Mortgage - Down Payment
Mortgage - How Long To Finance
Mortgage - Extra Payments
Mortgage Master
Opportunity Cost Calculator
Pay Me Now, Or Pay Me Later
Private Reserve Strategy
Qualified Plans
Qualified Plans 101
Tax Thresholds
The Cost of Procrastination
Time and Money
Time Value of Money Financial Calculator
United States Debt Clock (Real Time)
Wealth and Income Potential